Work & money

Short answers

Find a job

Big employers include KIT, EnBW and dm-drogerie markt, and the city has a dense IT scene. English-only roles are more common in tech and research than elsewhere.

Open a bank account

Online banks often accept a passport and a registered address and open within days. Branch banks may ask for more paperwork.

Health insurance

Public insurance is income-based and covers spouses and children. Private plans can be cheaper for young, high earners but are hard to leave.